Terms + Conditions

Membership is Required

CAmpbell-Collins F.E.S.

We are a for-profit business. We operate on very slim margins. Therefore, excluding the $5 Seminars, we limit all activities to members in good standing. Members are required to pay $15 a month for membership. This membership fee must be on an automatic payment plan.

Financial literacy workshop

Interested clients must first become members before they can register for a Financial Literacy Workshop. A client is not considered to have completed the workshop until the client has attended all class segments, completed all assignments, and have paid the cost of the workshop in full. If a client misses a class segment it can be made-up at a later date. If a client has finished all classes and assignments but has not paid off the amount of the workshop, then the client will not be able to receive a loan until the cost of the workshop has been paid in full.

Interest-free loans

Once a client has completed the Financial Literacy Workshop and is a good standing member the client qualifies for a loan. The loans operate in a series. The first loan the client qualifies for is a $500 loan. Once the client takes out a loan, the client will be placed on an automatic payment plan of $100 a month, or more if the client so desires. When the client has successfully paid the $500 loan back within the 5 month limit then the client will qualify for a $1000 loan.

Loans are optional

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